Telangana announces ₹5 lakh life insurance for all families from November 19
Hyderabad: The Telangana government announced ₹5 lakh life insurance for families across the state under the Indiramma Kutumba Jeevitha Bhima Pathakam, with enrolment beginning November 19.
Deputy Chief Minister Mallu Bhatti Vikramarka announced the initiative on Friday, November 13, during a video conference with district collectors and senior officials. He said Telangana would become the first state in the country to provide universal life insurance coverage to every family.
Chief Minister A. Revanth Reddy will formally launch the scheme on November 19, when statewide enrolment is scheduled to begin. The government plans to cover every village, town and city through a saturation-mode enrolment exercise.
Telangana plans universal life insurance for families
Bhatti Vikramarka said the new programme would extend financial protection to households regardless of their social or economic background. Unlike previous welfare insurance programmes, the proposed scheme would not restrict eligibility to particular departments or demographic groups.
The Deputy Chief Minister said earlier insurance initiatives in Telangana had covered only specified categories of beneficiaries. However, the government decided to introduce universal life insurance for families to provide broader financial security.
“The core objective is to ensure that no family suffers financially due to the loss of a breadwinner. That is why the State Cabinet, led by Chief Minister A. Revanth Reddy, decided to extend life insurance coverage to every household,” he said.
The Cabinet’s decision established the basis for extending the ₹5 lakh coverage to all households across Telangana. The government scheduled the statewide enrolment exercise to begin on November 19 alongside the scheme’s formal launch.
Officials will undertake enrolment in saturation mode across rural and urban areas to bring every household under the programme. Accordingly, the exercise will cover villages, towns and cities throughout Telangana.
Bhatti Vikramarka discussed the implementation plans with district collectors and senior officials during Friday’s video conference. He emphasised that the scheme would provide life insurance for families across caste, creed, religion and income categories.
The coverage would apply universally rather than being limited to families belonging to particular income groups. The government announced the ₹5 lakh insurance benefit as part of its effort to protect households from financial hardship following the death of a breadwinner.
The Indiramma Kutumba Jeevitha Bhima Pathakam will therefore extend the proposed insurance coverage to families throughout the state.
Every family deserves protection. No one should be left behind.
Telangana is set to make history with ₹5 lakh universal life insurance for one earning member of every family, regardless of caste, religion or income.
Statewide enrolment begins November 19, on Indira Amma’s birth anniversary.
Our promise is clear: Insurance for All. Exclusion for None.
#IndirammaJeevithaBima
— Bhatti Vikramarka Mallu (@Bhatti_Mallu) November 13, 2026